Using a stack of cloud-based and web technologies, loan applications are simplified and take substantially less time to complete.
Benefits also include:
- - Reduced risk for client as well as lender
- - Improved level of compliance
- - Elimination of human error probability
- - Quicker turnaround time and ultimately Resulting in improved customer experience
- - Platform agnostic. Can be deployed with the data science modules or on a standalone basis
ULTIMATE LOAN PROCESS
The platform has been developed in a way that can be easily adapted to
different business requirements.
Design, flow and functionality can be tailored to market and customer experience.
We propose working through your customer journey with you to understand your specific requirements and how best to
create a seamless experience
Launched as GetBucks in South Africa
Launched as Haraka in Kenya
Provide quick instant loans to those ignored by traditional banks Accessible in remote areas
No need to visit branch
The Haraka Process
- Loan application via smart phone
- Identity verified using Facebook
- Affordability and credit risk calculated by AI algorithms using 20k data points
- Loan issued to mobile money account within minutes – no paperwork required!