Company Portfolios
Data is nothing if not converted to actionable insights and used to make smart business decisions. With our team of scientists and AI developers, innovative bespoke technology solutions, and industry experience, Fractal Labs can simplify your raw data, enabling you to unlock insights for strategic development within your organisation. We turn data into measurable and scalable financial and risk tools. We enable your business to run faster, streamlined and overcome regulatory, financial and fraud challenges.
26m
Loans processed as
technology solution has
evolved
14
Clients
7,1%
Default rate delivered across 5 markets
30%
Improvement in models
predictive strength
(Gini)
AI Solutions
Sales Lab
Scrutinisation of clients’ personal data to optimise leads and define quality and well as which clients are more likely qualify and convert into a sale.
Score Lab
Supervised machine learning to make predictions within seconds. Using financial and psychometric data allows faster more accurate decision making, improving the speed of loan application processes.
Fraud Lab
Identify organized groups of fraudsters, synthetic identities, stolen identities, compromised networks and hijacked devices.
Offer Lab
Transactional behaviour modelling creates opportunity to up-sell, cross sell and identify where improvements can be made on spending habits with product expansion possibilities.
Lender Lab
Reduce risk, eliminate human error, improve turnaround time and improve over all customer experience.
Risk Lab
Seamless provisioning modelling allowing inputs from all other modules delivering IFRS9 compliant models with scenario analytics for macro-economic and SIC-R impact assessments and implementations.
Leadership

Timothy Nuy
Founder

Mark Young
Director

Gunther Marais
Managing Director

Leilanie Uys
CDO

Dirk Postma
CRA

Kobus vd Merwe
CTO

Tamuka Mpofu
Director
Contact us
Finclusion Pte Ltd
151 Chin Swee Road, #07-12
Manhattan House,
Singapore, 169876
Number: 201824790K