Company Portfolios
smartadvance is a registered financial services provider, that through its subsidiaries nifty and getsure provides
a range on lending and insurance products to the Southern African consumer, with a strategic focus on
simplicity and ease of use.
Enabling and empowering
Through our lending solutions we see ourselves as providers of interim finance and over-draft solutions for the under-
banked and those looking to access and pay for goods and services.
Smartadvance
customers
177 000
Loans granted
to date
1 145 342
Outstanding loan book
as of 31/03/2020
R153 287 618
Default rate
to date
9%
Total applications
scored
4.25m
The South African Market
Population
58 892 763
Internet users
32 615 165
Smartphone penetration
81,7%
Total debt balances owing
R985bn (excluding mortgages)
Gearing for growth
Through our lending solutions we see ourselves as providers of interim finance and over-draft solutions for the under-banked and those looking
to access and pay for goods and services.
Grow Sales
Partner with leading other financial services and technology providers to enable their new customer propositions.
Scale the insurance product offering to deepen the customer relationship.
Deliver meaningful experiences
Expand scoring techniques to include psychometric score offerings to enable entry into the less traditional credit market.
Innovative wallet and payment technologies will also enhance the sales and collections fulcrum.
Improve and maintain quality
Strengthen non-traditional data sources and increase reliance on AI models to grow sales without compromising risk.
Key Management

Mark Young
CEO Smartadvance SA

Jaco Coetzee
COO Smartadvance SA

Tamuka Mpofu
CFO

Manuel Koser
Independent Non-Executive Director

Matsi Modise
Independent Non-Executive Director

Nicky Swartz
Independent Non-Executive Director
Contact us
Finclusion Pte Ltd
151 Chin Swee Road, #07-12
Manhattan House,
Singapore, 169876
Number: 201824790K